Mortgi shows what your life would actually look like after buying — from monthly costs to lifestyle tradeoffs.
It's not just what you can qualify for — it's whether you can live with it. Other sites and apps don't model numbers based on your actual financial profile. Mortgi starts with your real-life finances and builds your buying power from the ground up.
Lenders would likely approve you for a mortgage of $4,300/mo. Time to start shopping.
It's your paycheck. Your future. Your life. We just help you plan for it.
No more guessing. Mortgi factors in your income, debt, rent, and savings to show your real monthly buying power.
We break down the confusing calculations lenders use to determine if you're eligible for a mortgage — and for how much.
See what's left for saving, spending, and living — before you put in an offer and commit to anything.
Mortgi shows you the full monthly cost of any listing—including taxes, insurance, PMI, and impact to your lifestyle. Just drop a link or address.
With a mortgage of $4,300, you'd spend $2,100 more each month — but you'd still have room to save, breathe, and live a little.
Would rise from 22% to 28% of your income.
These are the sneaky 30% extras of homeownership — think repairs, maintenance, and surprise expenses — that you should budget for monthly. Why is this important?
👍 Your budget stays healthy — a nice balance between homeownership and real life.
Track listings, jot down notes, compare reactions with your partner or agent — Mortgi becomes your shared homebuying HQ.
“Mortgi showed me I was actually more ready than I thought. My Lender Score gave me confidence to book tours.”
“It's the first time I understood what lenders were looking at — and what I could do to qualify better.”
“I stopped guessing and finally felt in control. Mortgi made the numbers real — and less scary.”
Mortgi shows your post-mortgage lifestyle — before you commit.